Is Luno Available in Kenya?
Good news: Luno is available in Kenya and supports KES deposits. Nigerian, Kenyan, Ghanaian, South African, Ugandan, Zambian, Zimbabwean and Rwandan traders can create a verified account and buy Bitcoin or Ethereum directly with local currency.
What is Luno?
Luno is a cryptocurrency exchange founded in 2013, headquartered in London. It was one of the first exchanges to specifically target sub-Saharan Africa and remains one of the most recognisable crypto brands on the continent. Luno is regulated in multiple jurisdictions and is known for its clean, beginner-friendly interface.
Key Features
- Buy/sell Bitcoin, Ethereum, XRP, SOL, USDC, Litecoin
- Local currency deposits and withdrawals
- Mobile app (iOS and Android)
- Simple buy/sell interface — ideal for beginners
- Luno Savings — earn yield on held crypto
- No P2P marketplace
Luno Fees — Kenya
| Fee Type | Amount |
|---|---|
| Spot trading (taker) | Up to 1.0% (tier-based) |
| Spot trading (maker) | 0% — 0.5% |
| Instant buy | Up to ~1.5% spread |
| Local currency deposit | Free |
| Local currency withdrawal | Varies by country |
For comparison: Bitget charges 0.1% spot and 0% for P2P buyers — significantly cheaper for active traders.
Luno Pros and Cons for Kenya Traders
| Pros | Cons |
|---|---|
| Regulated, established platform | No P2P marketplace |
| Beginner-friendly interface | Limited altcoin selection |
| Local currency deposits | Higher fees than Bitget/Bybit |
| Strong mobile app | No M-Pesa support |
Our Verdict for Kenya Traders
Luno is a solid entry-level exchange for Kenya traders who want a simple, regulated platform to buy Bitcoin with their bank account. The clean interface and local currency support make it ideal for complete beginners. However, if you need P2P trading, M-Pesa payments, or a wider selection of coins, Bitget or Bybit will serve you better.
Top Alternative: Bitget
For Kenya traders who need more than Luno offers:
- Active P2P marketplace with M-Pesa support
- 0% fees for P2P buyers, 0.1% spot trading
- $300M protection fund
- Copy trading for beginners
- 500+ cryptocurrencies available
Frequently Asked Questions
Is Luno safe in 2026?
Yes. Luno is a regulated, established exchange that has operated since 2013. It is considered secure for the markets where it officially operates. However, always enable 2FA and use a strong unique password.
Can I use M-Pesa on Luno?
No. Luno does not support M-Pesa payments. For M-Pesa crypto purchases, use the P2P marketplaces on Bitget or Bybit where merchants accept M-Pesa directly.
Luno vs Bitget — which is better for Kenya?
Bitget is our top recommendation for Kenya traders: lower fees, P2P with M-Pesa, more coins, and a $300M protection fund. Luno is suitable for absolute beginners who want simplicity and only need BTC or ETH.
Disclaimer: Content is for informational purposes only. Not financial advice.